Scammers target newcomers who need a Rambla address before their cédula exists. Uruguay’s real market is process-heavy with garantías and agencies; fraud copies the photos and skips the paperwork. Slow down when money wants to move faster than keys.
Which patterns show up most?
Classic scripts include a “owner travelling in Europe,” a below-market Pocitos or Punta del Este unit, and a request to wire a reservation or deposit to a personal account before any viewing. Another pattern recycles InfoCasas or Gallito photos with a new WhatsApp number and a story that the agency fee must be paid today. Summer Punta del Este demand makes fake short-stay bargains especially common: Living in Punta del Este and How much is rent.
Legitimate paths still feel bureaucratic: income checks for seguro de fianza, FGA or BHU steps, and a Spanish contract. That friction is a feature. Instant approval plus overseas payment is not: How to rent a home and Rental contracts and deposits.
What practical checks actually help?
View the flat in person whenever you can. If you are still abroad, demand a live video walkthrough that shows street signs, building entrance, and unit details matching the listing, not a pre-recorded clip. Ask for the padrón or ownership trail the inmobiliaria uses, and confirm the agent’s company details independently. Prefer portals such as InfoCasas with traceable agency profiles over anonymous classifieds alone.
Never pay a depósito or “hold fee” until you have a draft contract, a clear garantía plan, and a payment path to a named agency or owner account you can verify. Use bank transfers you can reverse-document, not gift cards or crypto. Keep your cédula and bank steps on a parallel track so desperation does not push you into a fake hold: Get a cédula and Open a bank account. Cross-check barrio pricing against living guides before you believe a miracle ask: Living in Montevideo and Where to live in Uruguay.
Common misconceptions
Assuming every WhatsApp landlord is fine because Uruguay feels safe fails. Street safety and payment fraud are different risks.
Assuming a low deposit request means a friendly owner also fails. Tiny upfront asks paired with overseas wires are a classic trap.
Summary
Treat urgency and overseas reservation wires as stop signs. View the unit, verify the counterparty, and only move deposit money after a Spanish contract and garantía path exist on paper.
Sources
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Related questions
- Housing & rentHow do you rent a home in Uruguay in 2026?
- Housing & rentHow do rental contracts and deposits work in Uruguay in 2026?
- Housing & rentHow much is rent in Uruguay in 2026?
- Where to liveWhat is it like to live in Montevideo in 2026?
- Where to liveWhat is it like to live in Punta del Este in 2026?
- Moving & paperworkHow do you get a cédula in Uruguay in 2026?
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