Savings floor (USD planning figure)
Sorted low to high. Bank deposit, liquid savings, or lump-sum proof floors from our residence catalog (rough USD).
Findings
Among 16 routes, the lowest capital floor is $7,000 (Bulgaria) and the highest is $1,100,000 (New Zealand). The median is $52,500.
New Zealand sits far above the pack and can flatten the chart scale for lower capital routes.
Lowest savings
$7,000
Median savings
$52,500
Highest savings
$1,100,000
This index answers one question: how high is the published savings or deposit bar for passive-income residence routes we track?
We only include permits typed as passive_income in our catalog, and only when a USD savings or deposit planning floor is set. Monthly passive-income floors and investment / property capital floors stay on their own pages.
The USD column is a planning figure for ranking. The local wording column shows how the rule is usually stated (bank deposit, liquid funds, or similar lump-sum proof). Always confirm the live official source before you apply.
Full table
| Country | Permit | Savings (USD) | Local wording | Reviewed | Source |
|---|---|---|---|---|---|
| Bulgaria | Bulgaria - Live on pension or savings (Type D visa + residence permit) | $7,000 | EUR / BGN (often tied to minimum wage or pension level; estimate) | 2026-04-18 | n/a |
| Uruguay | Uruguay Permanent Residence (passive income / own funds) | $12,000 | USD (passive income / pension planning anchor; consulate and migration office judge the full file) | 2026-05-09 | Official |
| Greece | Greece financially independent person visa (FIP) | $14,000 | Euros monthly for enough resources (about €3,500/month single in our model; more for family) | 2026-04-19 | Official |
| France | France long-stay visitor visa (visiteur) | $24,000 | EUR (€1,477.93 net/month solo from 1 June 2026; €17,735.19/year on Service-Public) | 2026-09-23 | Official |
| Spain | Spain non-lucrative residence visa (live without working in Spain) | $30,000 | Euros (400% monthly IPREM for main applicant; +100% IPREM per dependent; planning model) | 2026-04-19 | Official |
| Belgium | Belgium Self-Sufficient Residence (purpose-based long stay) | $35,000 | EUR net (about 110% of reference minimum income; planning anchor; varies by purpose) | 2026-04-19 | n/a |
| Denmark | Denmark residence permit for financially independent persons | $45,000 | DKK (about DKK 7,095/month for one non-provider in 2026; real living costs are much higher; model USD) | 2026-05-21 | Official |
| Norway | Norway independent means residence (own funds) | $50,000 | NOK (about NOK 243,759/year before tax for one person on the EU/EEA own-funds route; model USD) | 2026-05-16 | Official |
| Sweden | Sweden residence permit (self-sufficient / own funds) | $55,000 | SEK (Migrationsverket maintenance tables; about SEK 6,200+ per adult after housing in many cases; model USD) | 2026-05-16 | Official |
| Switzerland | Switzerland Residence Permit (live on own funds) | $80,000 | CHF (cantonal monthly means test; modeled USD anchor; varies by canton and household) | 2026-05-10 | Official |
| Ireland | Ireland Stamp 0 (independent means / retiree-style) | $200,000 | EUR (about €50,000/year independent means; model monthly) | 2026-04-19 | n/a |
| Liechtenstein | Liechtenstein residence permit (financial self-sufficiency) | $250,000 | CHF (no fixed public minimum; officers expect Swiss-level living costs; model USD) | 2026-05-16 | Official |
| United Arab Emirates | UAE retirement visa | $272,000 | AED (about AED 240,000/year income or AED 1,000,000 in assets) | 2026-04-21 | Official |
| Andorra | Andorra Passive Residence (residència passiva) | $400,000 | EUR (investment and deposit thresholds; see Govern d’Andorra and immigration notices) | 2026-05-10 | Official |
| Monaco | Monaco Residence (financial self-sufficiency) | $500,000 | EUR / USD (high passive-income planning anchor; official dossier is bank-led) | 2026-05-10 | Official |
| New Zealand | New Zealand Parent Retirement Resident Visa | $1,100,000 | NZD (NZD 60,000/year income; NZD 1m investment + NZD 500k settlement; model USD) | 2026-05-21 | Official |
Embed / cite
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<iframe src="https://www.countrytolive.com/embed/passive-income-savings-floors" title="Passive income savings floors - Country To Live" width="100%" height="824" style="border:0;border-radius:12px;max-width:100%;" loading="lazy" referrerpolicy="no-referrer-when-downgrade"></iframe> <p style="font-size:12px;margin-top:8px;">Source: <a href="https://www.countrytolive.com/insights/passive-income-savings-floors">Country To Live - Passive income savings floors</a></p>
Markdown link
[Passive income savings floors (2026)](https://www.countrytolive.com/insights/passive-income-savings-floors) - Country To Live Research
Method
Rows are generated automatically from Country To Live residence permits where type === passive_income and minimumSavingsUsd is set. Adding a new passive-income permit with a savings floor adds it to this page, the chart, and the CSV. No living-cost model is mixed in. This is not immigration advice.
All research · Passive-income monthly floors · Investment capital floors · Digital nomad floors