Andorra
Andorra Passive Residence (residència passiva)
Andorra’s passive residence (no self-employed work) is investment-linked and low-activity. You commit capital to approved Andorran options (for example government debt, qualifying funds, or shares in an active resident company), plus a blocked deposit and private medical cover, while meeting minimum time in the country that immigration enforces. It is not a remote-work visa. Keeping investments valid and renewals clean defines success.
Key requirements
We model a high EUR savings figure because passive residence is capital-first. Steady income may help your story but does not replace required investments.
- Income we use for estimatesNot set in data
- SavingsOften ~$400,000+
- Accepted income typesPassive income, Pension, Savings only
- Remote work allowedNo
- Local employment allowedNo
- Health insuranceUsually required
- Criminal record checkUsually required
- Accommodation proofUsually required
- Bank accountUsually required
- Processing (rough)Often several months (investment structuring + immigration file)
How to get passive residence in Andorra
You invest in approved Andorran assets, keep a blocked deposit, and show you spend enough time in the country each year. Health insurance and housing papers are required.
Before you start
Plan around investments, not a salary abroad
Passive residence is built on qualifying investments and deposits in Andorra. Income from a job outside Andorra usually does not replace the investment test.
Count your days in Andorra
You must meet a minimum number of days in the country each year. Keep passport stamps and local records that match your travel calendar.
Passive and active residence categories allow different kinds of work. Pick the right one before you apply.
Investment amounts and product lists change by government decree. Download the current rules from Andorra before you move money.
Bank reviews and notarized investment deeds often take longer than the immigration forms. Start banking and investments early.
- 1
Check the investment menu
Read the current passive-residence checklist: bonds, approved funds, company capital, and deposit amounts for your filing year.
- 2
Open an Andorran bank account
Complete bank identity checks and explain where your money comes from before you transfer subscription amounts.
- 3
Make qualifying investments
Buy the required instruments and place the regulatory deposit. Keep certificates you can attach to the immigration file.
- 4
Buy health insurance
Get a policy that immigration accepts for you and any family members on the application.
- 5
Prove your Andorra address
Provide a lease or ownership papers that match what your local commune expects for registration.
- 6
Get police and civil records
Obtain criminal background checks and civil status papers for you and dependents, with stamps if required.
- 7
Submit the residence application
File with immigration using investment certificates, bank letters, insurance, and housing proof.
- 8
Track days spent in Andorra
Count days in the country through the year and keep passport and municipal records aligned.
- 9
Renew with investments in place
Before each renewal, refresh proof that your investments and deposit still meet the rules.
- 10
Plan long-term status if needed
If you later want to run a business in Andorra, check category-change rules early so you stay compliant.
This is general information, not legal or tax advice. Andorran passive residence rules and bank practice can change. Check official government sources and local advisers before you transfer funds.
Pathway last reviewed: 2026-06-15
Citizenship & nationality
Passive residence is open to all nationalities in law, but banks and notaries still run deep anti-money-laundering checks that vary by client and source of funds.
- •Investment options and minimum amounts change often. Do not rely on blog charts. Read the current government decree and immigration circular for the live list.
- •You need medical insurance that meets Andorran immigration rules. Travel policies with big exclusions are often rejected.
- •Minimum stay (often about three months per calendar year for passive categories) is a rule, not a suggestion. Too much absence can break renewals.
- •Active and passive categories differ on work and company substance. Do not shift a passive file toward undeclared trading activity.
Confirm thresholds, deposit release rules, and renewal proof with Andorra’s immigration department and your Andorran bank before you move funds.
What our quiz assumes
Open to most nationalities in our quiz
We do not list passport exclusions for this route yet. Always check official rules for your country.
Best for
- •Passive or stable recurring income from pensions, rent, or dividends
- •People planning to stay several years with a clear residence record
- •Anyone weighing tax context alongside lifestyle and logistics
Long-term path
- Permanent residence: Yes
- Citizenship: Possible, but depends on your case
After long compliant stay, other statuses or citizenship may be possible under separate tests. Passive residence alone is not a fast passport route.
Practical difficulty
hard
Rough guide only. Your case depends on papers, timing, and rule changes.
Hard because of investment setup, bilingual paperwork, and strict renewals, not because the tourist form is complex.
Official visa / residence sources
Use these government pages for fees, forms, and the latest rules.
Last reviewed (content freshness): 2026-06-15
Visa rules change. Check government websites before you apply.
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