What costs do you pay when buying property in Argentina in 2026?

An escribano runs title study, certificates, and the escritura (deed). Colegio de Escribanos guidance for CABA commonly pegs general transfer honorarios around 2% of the higher of price or relevant valuation base, with peso minimums that move by resolution, so demand a written estimate. Impuesto de sellos on domain transfers in CABA is commonly described at 3.5%, or 2.7% when the amount sits at or under the published AGIP threshold for that tariff year. Who pays which half is negotiated; do not assume a tourist blog’s split.

Registry reports, domain certificates, and inscription fees add smaller peso lines on the Registro de la Propiedad schedule. Agency commission is often treated as a seller cost in practice, yet some deals still try to push fees onto buyers: put the percentage in the offer letter. Appraisals, lawyer review, and FX conversion costs stack further when you pay from abroad. Open local banking early when the notary needs Argentine rails: Open a bank account and Get a CUIL.

Budget monthly expensas, utilities, and municipal rates once you own: Condominium fees. The old 1.5% ITI property-transfer tax was repealed for covered sales, and further 2026 income-tax treatment for many individual disposals changed again; treat any guide that still adds ITI or a blanket capital-gains shortcut as stale until your escribano and accountant confirm the live file.

Financing is a separate underwriting story: Foreigner mortgage. Many movers rent first while title searches run: How to rent a home and Short-term housing. Buying still does not replace Migraciones residence. Living-cost context: How expensive is Argentina and Living in Buenos Aires.