What costs do you pay when buying property in Italy in 2026?

For most resales between private parties, registration tax (imposta di registro) is the big variable: commonly about 2% of the cadastral-based taxable value for a qualifying prima casa, and higher percentages for second homes or other cases. New builds from developers often use VAT (IVA) instead of that registration pattern. Fixed cadastral and mortgage taxes usually sit alongside. Confirm the live Agenzia delle Entrate table for your deal type.

The notaio authenticates the rogito and runs mandatory checks; budget notaio fees and related taxes. Agency commission, if you used one, is often a percentage of price plus VAT. Surveyors (geometra) and lawyers add due diligence cost before you sign a binding proposal. Many files need a codice fiscale and an Italian bank path: Open a bank account.

IMU property tax usually hits non-primary or other taxable cases under municipal rules. TARI waste charges and ordinary condominium fees continue in apartment buildings. Title structure matters: Freehold vs leasehold-style rights. Milan and Rome price bands make the percentage taxes feel larger in euro terms: How expensive is Italy.