Can foreigners buy property in Greece in 2026?

Obtain an AFM because tax and notarial steps expect it. Hire an independent Greek lawyer who represents you, not only the seller or agent. Agree in writing on title review, planning checks, tax clearances, contract drafting, signing, and registration.

Decide how funds will reach Greece and what source-of-funds evidence banks and notaries will demand. If you need a mortgage, obtain a realistic bank view before any binding deposit. Renting first still helps many movers learn neighbourhoods: How to rent a home and Where to live in Greece.

In designated border and frontier zones, including parts of the eastern Aegean, Dodecanese, and some northern mainland areas, non-EU buyers often need prior authorisation from the competent Decentralised Administration before the transfer can complete. Skipping that step can block registration even after money moved. Confirm zone status for the exact plot or apartment before you pay a reservation.

Island and Attica purchases also need ordinary due diligence: land registry extract, cadastral match, energy certificate, building permits, and condominium debts for apartments. Unauthorised extensions are common enough to justify an independent survey. Crete and island lifestyle tradeoffs: Living in Crete.

A deed does not replace residence permit rules. Some third-country nationals use property investment toward the Golden Visa investor residence route. Zone-based investment thresholds and property conditions change; read the live Migration Ministry Golden Visa pages rather than freezing a blog figure. EU citizens use free-movement registration instead of that investor track.

Annual property taxes such as ENFIA, notary fees, transfer taxes, and agent commissions sit outside the purchase price. Budget them with a lawyer before you treat the ask as the full cost. City rent context if you compare buy versus lease: How much is rent and Athens cost of living.