Can foreigners buy property in Malta in 2026?

EU citizens who have resided continuously in Malta for at least five years may generally acquire without an AIP permit. EU citizens with shorter residence can usually buy a primary residence or property needed for their business without AIP, but secondary homes still need the permit under published Notarial Council guidance. Non-EU nationals generally need AIP consent for any buy outside an SDA.

Outside SDAs, AIP buyers are commonly limited to one residential property for personal use, may not rent it out, and must meet minimum value thresholds that the Capital Transfer Duty framework updates periodically. Confirm current euro floors with your notary before you reserve. Make the promise of sale (konvenju) conditional on AIP approval and include a refund path if consent fails.

SDAs such as Portomaso, Tigné Point, Cottonera Waterfront, Fort Chambray, and other listed complexes remove the main AIP barrier for international buyers, allow multiple units in many cases, and often permit letting. Prices in those complexes usually sit at the top of the harbour market: Living in Sliema and How expensive is Malta.

Owning a flat does not replace eResidence or a Single Permit: Apply for a residence permit. Stamp duty, notary fees, and AIP charges sit on top of the sticker: Property purchase costs. Many movers rent first while they learn corridors and title quality: Furnished rentals and Where to live in Malta. A container of furniture is a Customs file, not a title deed: Import household goods.