Malaysia
Malaysia — MM2H (Malaysia My Second Home)
Malaysia My Second Home (MM2H) in 2026 is a long-stay residency programme structured around tiered financial commitments (fixed deposit and often property purchase), offering multi-year residence for eligible applicants and dependants; work rights depend on the tier.
Key requirements
We model the “Silver”-style fixed deposit level (~$150k) as a baseline planning anchor. Higher tiers can require ~$500k–$1M deposits and additional participation fees; special-zone variants may be lower. Always confirm the exact tier you are applying under.
- Minimum income (model)Not set in data
- SavingsOften ~$150,000+
- Accepted income typesSavings only, Passive income, Pension, Remote salary, Freelance income
- Remote work allowedYes
- Local employment allowedNo
- Health insuranceUsually required
- Criminal record checkUsually required
- Accommodation proofUsually required
- Bank accountUsually required
- Processing (rough)Months (agent-led; category-dependent)
Citizenship & nationality
MM2H is a managed programme in 2026 with tiered categories (e.g., Silver/Gold/Platinum, plus special-zone variants in some writeups). The key planning variable is not salary but the fixed deposit + property rules and the annual stay requirement.
- •MM2H is typically applied via licensed agents and category rules can be updated; always confirm the latest government terms before moving funds.
- •Core mechanics are usually a fixed deposit (tier-dependent) with limited permitted withdrawals for approved expenses after approval.
- •Property purchase minimums and holding periods can apply depending on category; factor real estate liquidity risk into planning.
- •Work/business permissions vary by tier; treat “local employment allowed” as category-specific, not universal.
Verify the current tier requirements, property rules, and stay obligation against Malaysia’s official MM2H announcements and licensed agent guidance for 2026.
How our tool models it
Broad nationality access (in our model)
We do not model specific exclusions for this pathway yet. Always confirm with official guidance.
Best for
- •People planning longer stays and clearer residency footprints
- •Anyone weighing tax context alongside lifestyle and logistics
Long-term path
- Permanent residence: Limited / case-by-case
- Citizenship: Limited / case-by-case
MM2H is a long-stay residence programme, not an automatic PR/citizenship track. Long-term settlement options depend on separate Malaysian immigration pathways.
Practical difficulty
hard
Indicative only — depends on documents, timing, and policy updates.
Hard reflects high capital requirements, agent-led process, and tier-specific conditions (including property and annual stay rules).
Last reviewed (content freshness): 2026-04-16
Visa rules can change. Always verify details with official immigration sources before applying.