Malta
Malta permanent residence programme (MPRP)
Malta’s MPRP in 2026 is permanent residence through investment for people who are not EU, EEA, or Swiss citizens. It relies on background checks, a government fee, a property commitment, and proof of capital rather than monthly salary.
Key requirements
We treat this as savings-led because monthly income is not the main test for MPRP.
- Income we use for estimatesNot set in data
- SavingsOften ~$550,000+
- Accepted income typesSavings only, Passive income, Pension
- Remote work allowedYes
- Local employment allowedYes
- Health insuranceUsually required
- Criminal record checkUsually required
- Accommodation proofUsually required
- Bank accountUsually required
- Processing (rough)Often several months; depends on agent and background checks
How to get Malta permanent residence (MPRP)
Work with a licensed agent, pass background checks, complete contribution and property steps, then receive and maintain your residence cards.
Before you start
Use a licensed Maltese agent from day one
Applications usually go through licensed agents who structure documents, talk to authorities, and schedule payments.
Do not transfer large sums until you understand the full cost stack and legal commitments.
Prepare clear proof of where money came from
Background checks are thorough. Unclear wealth origin, weak bank trails, or inconsistent declarations can stop an application.
MPRP is based on capital and compliance, not salary. Total cost includes government contribution, property lease or purchase, donations, background checks, and professional fees.
Payment timing and document rules can change through programme notices. Your agent should follow the latest Residency Malta Agency guidance at each step.
- 1
Hire a licensed MPRP agent
Choose an authorised agent, define who is in the family file, and map timeline and budget before formal compliance work.
- 2
Run early eligibility screening
Complete initial fit-and-proper checks to spot background risks before you pay major programme costs.
- 3
Build source-of-funds file
Collect tax records, work and business history, asset-sale papers, and bank trails showing lawful origin and transfer path.
- •Use one clear wealth story across all countries and forms.
- 4
Get police records for everyone
Gather criminal and civil documents for principal and dependants, then apostille, legalise, and translate where needed.
- 5
Submit formal MPRP application
Your agent files the dossier and pays initial government and processing fees per current programme rules.
- 6
Complete background review
Authorities review financial and personal history. Answer information requests quickly and consistently.
- 7
Receive approval in principle
After a positive assessment, you get conditional instructions and deadlines to finish programme commitments.
- 8
Complete property and donations
Finalise qualifying lease or purchase and any required donation or contribution payments within the approved time limits.
- 9
Put health insurance in place
Arrange health cover that meets programme conditions for all family members included in the file.
- 10
Get residence cards and stay compliant
Complete biometrics and card issuance, then maintain property and programme obligations to keep status in good standing.
This is a high-level overview, not legal or tax advice. Malta MPRP rules, costs, and document standards can change. Rely on official Residency Malta Agency materials and licensed professionals before you commit funds.
Pathway last reviewed: 2026-05-15
Citizenship & nationality
MPRP is a structured permanent residence program run through licensed agents and strict background checks. It is not the same as Malta’s nomad permit. Treat it as a capital and compliance route.
- •Applicants are checked on where money came from, character checks, and whether they can keep the required investment structure.
- •The program usually includes a government payment, renting or buying property, and a donation.
- •You can add family members, but each person adds paperwork and deeper background review.
- •Permanent residence does not automatically lead to citizenship. Citizenship is a separate, stricter process.
Confirm current legal notices, fees, and property rules with Residency Malta and your licensed agent before you pay deposits.
What our quiz assumes
Open to most nationalities in our quiz
We do not list passport exclusions for this route yet. Always check official rules for your country.
Best for
- •People planning to stay several years with a clear residence record
- •Anyone weighing tax context alongside lifestyle and logistics
- •EU settlement plans (check Schengen travel vs national residence rules)
Long-term path
- Permanent residence: Yes
- Citizenship: Possible, but depends on your case
Status is permanent residence while you meet program rules. Citizenship follows separate legal requirements.
Practical difficulty
hard
Rough guide only. Your case depends on papers, timing, and rule changes.
Rated hard because of high capital needs and thorough background checks.
Official visa / residence sources
Use these government pages for fees, forms, and the latest rules.
Note
Applications usually go through licensed agents. Confirm the full cost breakdown before you commit money.
Last reviewed (content freshness): 2026-05-15
Visa rules change. Check government websites before you apply.
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