Austria
Austria Settlement Permit (no local work)
Austria’s settlement permit without local work is the main capped route for people who are not EU citizens. You live on pensions, foreign business income, or investments and do not take a job in Austria. You need set monthly income, basic German (A1) before the first permit, and years of lawful stay can lead to long-term EU residence.
Key requirements
We convert the published single-person monthly euro amount into a USD planning figure. Spouses and children raise the required monthly total on the same official table.
- Income we use for estimates~$2,750 / month (estimate)
- SavingsNot modeled as required
- Accepted income typesPassive income, Pension
- Remote work allowedNo
- Local employment allowedNo
- Health insuranceUsually required
- Criminal record checkUsually required
- Accommodation proofUsually required
- Bank accountUsually required
- Processing (rough)Months (annual quota, provincial office, consulate)
How to get Austrian residence on savings or passive income
This quota route is for people who do not work in Austria and live on pension, rent, or foreign business income. You need recurring income proof, German A1 (or a waiver), housing, and insurance.
Before you start
You will not work in Austria
The permit is for people supported by pension, passive income, or money from a foreign business, not local employment in Austria.
If you plan to work in Austria, this is probably the wrong permit.
Watch quota dates and German A1
Quotas open once a year and basic German is usually required at first grant. Missing either can delay you by months.
This permit uses annual quotas and its own income bands (not generic tables). Budget for the monthly amounts and extra amounts per dependent for your filing year.
Rules differ by province and embassy. Confirm which office handles your case, when quotas open, and which documents they want before you legalise papers.
- 1
Check province and quota calendar
Find which Austrian province handles your case and when quota slots are released. Eligibility without an open quota does not guarantee a quick grant.
- 2
Gather recurring income proof
Prepare pension letters, rental or dividend contracts, distribution proofs, and bank statements showing steady income above required levels.
- •Officers often prefer regular monthly income over one large deposit.
- 3
Show bank trail and available funds
Document how money moves, who owns the accounts, and that you can actually pay living costs in Austria.
- 4
Pass German A1 or prove a waiver
Get recognised A1 language proof before first grant unless you clearly qualify for an exemption and can document it.
- 5
Secure suitable housing
Provide lease or ownership papers and proof the home meets local standards for your province.
- 6
Arrange health insurance
Buy coverage that Austrian authorities accept for settlement permit issuance and ongoing stay.
- 7
Collect police and civil records
Gather criminal and civil-status records, then apostille and translate as your embassy or authority requires.
- 8
Apply during an open quota window
File the complete application through the correct channel and keep proof of date and time if queue order matters.
- 9
Complete biometrics and get your card
After approval, finish biometrics, collect your residence card, and register your address locally if required.
- 10
Renew and plan long-term stay
Keep lawful stay, income proof, and integration requirements current for renewals and any future long-term EU residence goals.
This is general information, not legal advice. Austrian quotas, income tables, and integration rules can change yearly. Check official migration guidance and your competent authority before you apply.
Pathway last reviewed: 2026-05-15
Citizenship & nationality
This permit is narrow. You must show steady lawful income from abroad, meet integration and insurance rules, and compete for a limited annual quota. EU and EEA citizens use free movement rules instead.
- •Official tables list a lower general income reference and a higher one for this no-work settlement permit. Always budget using the higher amount for this route.
- •You normally need German A1 before the first permit unless a written waiver applies (for example if you declare you will stay under three years).
- •First permits are often one year. Longer validity is possible after integration modules and uninterrupted lawful residence.
- •Income should look steady and repeating: pension letters, foreign company payouts, rental contracts with payment history.
Check current euro amounts, quota opening dates, and which provincial office handles your case on migration.gv.at and at your Austrian embassy before you translate documents.
What our quiz assumes
Open to most nationalities in our quiz
We do not list passport exclusions for this route yet. Always check official rules for your country.
Best for
- •Passive or stable recurring income from pensions, rent, or dividends
- •People planning to stay several years with a clear residence record
Long-term path
- Permanent residence: Yes
- Citizenship: Possible, but depends on your case
After five years of uninterrupted lawful stay and Integration Agreement Module 2 (plus other tests), EU long-term residence may be possible. That is a different permit from the initial no-work settlement permit.
Practical difficulty
hard
Rough guide only. Your case depends on papers, timing, and rule changes.
Hard because of quotas, German before entry, provincial discretion, and strict financial paperwork.
Official visa / residence sources
Use these government pages for fees, forms, and the latest rules.
Note
Rules on how to prove regular income have tightened, including where money must show in your bank trail. Check embassy notices for the month you apply.
Last reviewed (content freshness): 2026-05-15
Visa rules change. Check government websites before you apply.
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