How much does childcare cost in Malta in 2026?

The Free Childcare Scheme covers eligible children from about three months to three years at registered centres across Malta and Gozo when both parents work or study and meet the scheme rules. Core hours during work or study can be free at participating Foundation for Educational Services (FES) and private registered centres, while registration fees, lunches, and extended hours still create small cash lines. Confirm eligibility with the centre and education portals before you assume a zero bill.

Outside the scheme, or for hours beyond funded slots, private full-time nurseries commonly quote around €350–500 per child per month. An income-tax deduction of up to €2,000 per child per year can offset qualifying private fees for some taxpayers; treat it as a year-end relief, not free cash at drop-off. Nannies and after-school care add separate lines once primary school starts.

Commute to nursery often decides the flat. A soft inland or Gozo rent that forces twice-daily harbour runs can erase the care saving: Gozo cost of living, Sliema cost of living, and Where to live in Malta. After-school clubs and summer camps become the bridge once primary school starts.

International private tuition from about primary age commonly runs thousands of euros per child per year and can become the largest line after rent: International school costs. Public paediatric access stays relatively cheap once entitled; private pediatric top-ups still appear: Healthcare costs and How expensive is Malta. Rebuild the sheet in the monthly budget.